What is Kontrata e Shitblerjes (Purchase Agreement)?

Yes, foreign nationals can generally purchase residential and commercial property in Kosovo. Kosovo's legal framework does not impose significant restrictions on foreign residential ownership. Agricultural land purchases may face restrictions. Note that Kosovo's recognition status may affect your ability to obtain local mortgage financing if your home country bank does not recognise Kosovo.

After the notarially certified contract is submitted to the AKK municipal cadastral office, registration typically takes 5 to 20 working days. The AKK has been working on reducing processing times. Your notar will advise on current timelines and expedited options.

Kosovo does not charge a standard transaction-based transfer tax for most property sales between individuals. However, new-build properties from VAT-registered developers are subject to 18% VAT. Annual property tax (tatimi mbi pronën) applies to all property owners based on the municipality's assessed value.